About Us

Our History

Serving both rural and urban areas, at Edgar County Bank & Trust Co., we take pride in the roots of our community.

Edgar County Bank serves a rural community that was formed out of Clark County in 1823 and named for John Edgar, an Irish-born officer in the Royal Navy who chose to resign rather than fight against the Americans in the Revolutionary War. Edgar County comprises 628 square miles in East Central Illinois.

Just north of Edgar County, Prospect Bank, a division of Edgar County Bank & Trust Co., serves the area encompassing Champaign and Iroquois Counties. Champaign was originally founded in 1855, when the Illinois Central Railroad laid its rail track two miles (3 km) west of downtown Urbana. Originally called "West Urbana," it was renamed Champaign when it acquired a city charter in 1860. As the third largest county in the state in terms of area, Iroquois County was established in 1833 and born out of a portion of Vermilion County. It was named for the Iroquois River which was also named for the Iroquois people who originally settled the area.

Our Mission, Values & Pledge

MISSION 

To be one of the most respected financial institutions in East Central Illinois in serving our communities, delivering quality service, accessibility to our products and services and safety for our depositors. Through dedicated professionals committed to delivering superior service and creating exceptional value the bank will achieve profitability and growth. Exceeding customer expectations in service and value will sustain our goals of meeting market needs, shareholder needs and stakeholder’s needs.

VISION

Edgar County Bank and Prospect Bank, a division of Edgar County Bank & Trust Co., exist solely to take care of the financial needs of customers. The needs of customers together with the customer’s options for other services will be considered in every decision we make.

All of us must have honesty and integrity in everything we do. We are a bank made up of honest people who seek customers who are honest people. There is no place in this bank for dishonest dealings with our customers, stockholders, directors, officers or employees.

Taking care of employees is as important as taking care of our customers. We are loyal and protective of our employees and we expect them to be loyal to and protective of the Bank.

We are a for-profit business that is a part of a capitalistic society and we are proud of it. We must make Edgar County Bank & Trust Co. as profitable as possible for the preservation of capital, attraction of new capital and without violating our core values.

We are a product of our communities. We are a leader of our communities and we take the needs of them seriously. We will not intentionally do anything that goes against the best interest of the communities we serve.

PLEDGE

In our Mission Statement, one of our stated objectives is to exceed customer expectations in quality service and value. Which is why when you become a customer, you always have dedicated representatives working to ensure you receive service above and beyond your expectations.

We pledge to be honest, courteous and friendly at all times. If we make a mistake, we will admit it because that demonstrates humility and respect for our customers. If you are unhappy with our service or products, we will do everything in our power to make it right. We will treat you as an individual and take special care to see that your individual situation is handled fairly and with the respect you deserve.